I think the Kink Point idea is good as a passive solution. My idea for a Cue/scheduler would be an active one. What do you think of the 2 being integrated?
KP can give borrower the incentive to not sit on what they borrow for too long. Where the cue can give that instant comfort that you’re action isn’t just being cancelled.
https://gov.wing.finance/t/wing-other-supply-withdrawal-scheduler/