1. Introduction
Wing Finance 2.0 is designed with one goal in mind: putting users at the center of DeFi. By eliminating unnecessary complexity and offering a more intuitive experience, Wing 2.0 makes it easier for anyone, whether a first-time user or an experienced investor, to access and optimize decentralized finance without navigating technical barriers.
With account abstraction, AI-driven yield optimization, and seamless cross-chain execution, Wing 2.0 adapts to each user’s unique needs. Instead of requiring deep technical knowledge or constant manual adjustments, the platform delivers a personalized, guided experience that helps users achieve their financial goals effortlessly.
By focusing on simplicity, automation, and control, Wing Finance 2.0 sets a new standard for user-centric DeFi, ensuring that the power of decentralized finance is truly accessible to all.
2. Rationale
2.1 Reducing Complexity in DeFi
Traditional DeFi can be daunting, requiring users to navigate various protocols, manage multiple wallets, and constantly monitor yield fluctuations. Intent-based systems, where the user specifies what they want rather than how to achieve it, help minimize these hurdles. By introducing a guided, AI-assisted interface, Wing 2.0 can greatly lower the entry barrier for newcomers while freeing advanced users from tedious manual oversight.
2.2 Fostering Growth and Inclusivity
A simplified user experience can draw a broader audience, thereby increasing total value locked (TVL) and liquidity. Stronger TVL and a more diverse user base, in turn, strengthen the entire Wing ecosystem — spurring innovation, attracting partnerships, and reinforcing the platform’s long-term sustainability.
2.3 Balancing Stability and Innovation
Wing Finance has a history of providing stable and reliable options, such as the Flash Pool and Bond Pool. By incorporating AI-driven yield scanning and account abstraction, Wing 2.0 remains faithful to its stable product core while broadening possibilities to match each user’s risk and return goals.
3. Key Components
3.1 Intent-Centric User Flows
Users express desired outcomes (e.g., “Earn 5% on my USDT”), and the platform locates suitable pools or strategies to meet that objective. This approach leverages on-chain data, market signals, and cross-chain capabilities — managed through a single, simplified account.
3.2 AI-Driven Yield Scanning and Execution
Wing 2.0 continuously evaluates multiple yield sources, scanning market rates, liquidity conditions, and protocol safety indicators:
- Notifications and Alerts: If a chosen protocol’s yield drops or a new, better opportunity emerges, the system provides suggestions on rebalancing.
- Execution Control: Users can approve or decline AI-proposed actions, maintaining ultimate control of their funds.
3.3 Seamless Account Abstraction (AA)
Instead of juggling separate wallets, users rely on one AA-enabled account that interfaces with multiple blockchains. This unifies the user experience, ensuring fewer steps and a simpler onboarding process.
3.4 Tailored Experiences for All Users
- New/Intermediate Users: Quick-start options with AI guidance for consistent yields and safer, stable pools.
- Advanced Users: Granular control to customize allocations, set personalized risk thresholds, and leverage AI insights for more sophisticated strategies.
3.5 Community Engagement and Flexibility
Members of Wing DAO are encouraged to share best practices, collaborative strategies, or results from advanced configurations. This collective knowledge further improves Wing 2.0’s recommendations and refines the AI’s long-term capabilities.
4. Ongoing Support for Existing Products
4.1 Flash Pool
Wing 2.0 continues to provide fast, flexible lending and borrowing through the existing Flash Pool, enhanced by AI signals on rate shifts and utilization levels.
4.2 Bond Pool
The Bond Pool remains fully accessible, offering predictable returns for users who prioritize stability. It is integrated within the Wing 2.0 dashboard, ensuring the same AI-driven insights and tracking features.
4.3 Hacked Assets in PolyNetwork
A detailed explanation of the PolyNetwork hack and its impact on users’ assets will be provided separately. While Wing Finance was also a victim of the attack, the platform remains committed to acting in the best interest of its users. Further updates on this matter will be shared soon.
5. Conclusion
Wing Finance 2.0 is built to put users first, making DeFi simpler and more accessible without sacrificing flexibility. With AI-driven yield optimization, account abstraction, and an intuitive experience, it removes unnecessary hurdles so users can focus on what matters — earning, borrowing, and managing assets with ease.
By streamlining the experience, Wing 2.0 opens the door for more people to participate in DeFi, increasing liquidity and strengthening the ecosystem. At the same time, it keeps the core features users rely on, like Flash Pool and Bond Pool, while enhancing decision-making with AI-powered insights.
Whether you’re new to DeFi or already experienced, Wing 2.0 gives you more control, fewer complications, and a better way to interact with decentralized finance.